How To Budget When You’re Broke (Budgeting Tips For The Poor And More!)

It is easy to think that you’re too poor to have a budget, or maybe you just don’t think you make enough money so of course you’re in debt. It doesn’t have to be that way. Using a few extra steps you can budget even when you’re broke.

Making Sense of Investing

How to get started investing can seem daunting. Not anymore. This page covers investing 100.5 (because investing 101 seemed to hard). Understand basically what a 401k, 403b, IRA, ROTH 401k, and more are in just minutes.

I’m Financially Secure, Now What?

If you’ve followed Dave Ramsey’s baby steps, or you are debt free you may be asking what next? Now is the time to move from being financially secure to becoming financially independent. Here’s how you get started.

Running List of Definitions

Personal finances definitions on a range of topics from Assets to Investing to Taxes. Assets: Things that put money into your pocket every month (or year). Sometimes equity in your house is also included as an asset, but I prefer not to include it. A car loses value every year (depreciates) so it is NOT an asset.

Your Number 1 Priority for Financial Security

Having money invested or owning a home is useless unless you can handle an emergency. An emergency fund or a rainy day fund will help you feel more secure with your money. Here’s how to build one.