Is Budgeting Enough?

Traditionally, the first step to becoming financially secure is to create a budget. But is a budget enough to get you there? Honestly, budgeting is a great tool, but so is a diet and we all know how those work out. Find out the right way to budget.

Making Sense of Investing

How to get started investing can seem daunting. Not anymore. This page covers investing 100.5 (because investing 101 seemed to hard). Understand basically what a 401k, 403b, IRA, ROTH 401k, and more are in just minutes.

I’m Financially Secure, Now What?

If you’ve followed Dave Ramsey’s baby steps, or you are debt free you may be asking what next? Now is the time to move from being financially secure to becoming financially independent. Here’s how you get started.

Running List of Definitions

Personal finances definitions on a range of topics from Assets to Investing to Taxes. Assets: Things that put money into your pocket every month (or year). Sometimes equity in your house is also included as an asset, but I prefer not to include it. A car loses value every year (depreciates) so it is NOT an asset.

Your Number 1 Priority for Financial Security

Having money invested or owning a home is useless unless you can handle an emergency. An emergency fund or a rainy day fund will help you feel more secure with your money. Here’s how to build one.

The 3 Biggest Money Suckers

Do you ever wonder, where does all my money go? The answer is quite simple, probably to your house, you car, and your food.These are your biggest expenses. To keep more of your money in your pocket, read this article on how to reduce those costs.

The Number 1 Killer of Wealth

Life style creep, or spending more money than you make because you increase your spending with each pay increase, is why you have no money at the end of each month. Find out what to do about about it by clicking here.

The First Step to Having More Money

Do you know how much is coming in every month? Most people do. But do you know how much is going out every month? Even when people budget they often don’t know how much they spend ever month, so if you want more money then you have to track your spending.