Budgeting and investing and hoping to win the lottery are all ways you can get rich, but if you want to be truly successful then you can’t just hope that you finances will improve. You have to spend less than you earn.
Sometimes we overspend, and we feel guilty for not following our budget. Here is what to do when you have a bad finance month and why you don’t have to feel bad but also how you can change.
Disclaimer: The statements made in this post are the opinion of the author. They should not be viewed as financial OR tax advice. Please consult with a financial specialist and tax professional before making any financial decisions.This post may contain affiliate links, meaning I’ll receive commission at no extra cost to you for your purchase.*Continue reading “5 Tips for Low Income Earners Who Want to Invest”
You may be too prideful to take money from the government, or you don’t want to take from people that need it. But government assistance programs are there for you, and if you qualify they can really help you get on sound financial footing. Understand SNAP, WIC, LEAP, Medicaid, Medicare, TANF, and more by reading this page.
There are many ways to make more money, but not all of them are equal. You can get a second job, you can get more education, or you can start a business. Which one is best? Any of these side hustles or side work can get you more money and get you on the path to a better financial life, but starting a business will have the most benefits. Find out why.
Are you having problems getting started on your financial journey? Well, so did I. I’ll walk you through how I got started so you can get started on your journal to better personal finances too.
How to get started investing can seem daunting. Not anymore. This page covers investing 100.5 (because investing 101 seemed to hard). Understand basically what a 401k, 403b, IRA, ROTH 401k, and more are in just minutes.
If you’ve followed Dave Ramsey’s baby steps, or you are debt free you may be asking what next? Now is the time to move from being financially secure to becoming financially independent. Here’s how you get started.
Having money invested or owning a home is useless unless you can handle an emergency. An emergency fund or a rainy day fund will help you feel more secure with your money. Here’s how to build one.
Do you ever wonder, where does all my money go? The answer is quite simple, probably to your house, you car, and your food.These are your biggest expenses. To keep more of your money in your pocket, read this article on how to reduce those costs.