The Key to Financial Success

Budgeting and investing and hoping to win the lottery are all ways you can get rich, but if you want to be truly successful then you can’t just hope that you finances will improve. You have to spend less than you earn.

Should I Take Help From The Government?

You may be too prideful to take money from the government, or you don’t want to take from people that need it. But government assistance programs are there for you, and if you qualify they can really help you get on sound financial footing. Understand SNAP, WIC, LEAP, Medicaid, Medicare, TANF, and more by reading this page.

How Do I Get More Money?

There are many ways to make more money, but not all of them are equal. You can get a second job, you can get more education, or you can start a business. Which one is best? Any of these side hustles or side work can get you more money and get you on the path to a better financial life, but starting a business will have the most benefits. Find out why.

My Financial Journey Snapshot 2020

Are you having problems getting started on your financial journey? Well, so did I. I’ll walk you through how I got started so you can get started on your journal to better personal finances too.

Making Sense of Investing

How to get started investing can seem daunting. Not anymore. This page covers investing 100.5 (because investing 101 seemed to hard). Understand basically what a 401k, 403b, IRA, ROTH 401k, and more are in just minutes.

I’m Financially Secure, Now What?

If you’ve followed Dave Ramsey’s baby steps, or you are debt free you may be asking what next? Now is the time to move from being financially secure to becoming financially independent. Here’s how you get started.

Running List of Definitions

Personal finances definitions on a range of topics from Assets to Investing to Taxes. Assets: Things that put money into your pocket every month (or year). Sometimes equity in your house is also included as an asset, but I prefer not to include it. A car loses value every year (depreciates) so it is NOT an asset.

Your Number 1 Priority for Financial Security

Having money invested or owning a home is useless unless you can handle an emergency. An emergency fund or a rainy day fund will help you feel more secure with your money. Here’s how to build one.

The 3 Biggest Money Suckers

Do you ever wonder, where does all my money go? The answer is quite simple, probably to your house, you car, and your food.These are your biggest expenses. To keep more of your money in your pocket, read this article on how to reduce those costs.